How can I find out about the rates and fees for a personal loan?
Only the lender or lending partner can provide you with specific information regarding rates and terms. This information will be communicated shortly after your loan request is completed and you are connected with a lender or lending partner. The website does not make credit decisions or determine rates and terms. Remember, you are under no obligation to accept the loan offer if the terms are not satisfactory for whatever reason.
How do I repay my personal loan?
Repayment on personal loans generally occurs either monthly or once every two weeks, depending on your preferences or the terms set by your lender or lending partner. You may have the option to have funds automatically withdrawn from your bank account on the agreed-upon date. Ensure that you read and fully understand all policies regarding repayment and what is expected of you as a borrower. Your loan cannot be conditioned upon repayment by electronic funds transfer or automatic withdrawal. For further details, consult your lender or lending partner.
What factors influence the cost of a personal loan?
The eventual cost of a personal loan varies based on factors such as the requester’s profile, the state of residence, the lender or lending partner, repayment terms, borrowed amount, loan duration, interest rates, and credit score. All these elements contribute to determining the overall cost of the loan.